Terms of Service

Terms And Conditions

By using fnm-techno.com or purchasing a digital product, you agree to these terms. If you do not agree, do not use the website or purchase from us.

Products And Services

FNM Techno provides AI systems and consultation, CRM solutions, chatbot automation, workflow blueprints, Meta marketing tools, analytics frameworks, email and content systems, and related business services. Published descriptions identify the scope and delivery expectations for each offering.

Customer Responsibilities

Customers must provide accurate contact information, payment information, project notes, and any required materials. Customers are responsible for reviewing AI-generated output, complying with laws that apply to their use case, and avoiding unlawful, harmful, deceptive, or prohibited use of prompt systems.

Intellectual Property

Purchased digital products are provided for the customer's internal business or personal use unless a separate written license says otherwise. FNM Techno retains ownership of pre-existing templates, frameworks, methods, and internal processes.

Payment Security

Checkout is submitted through secure hosted payment pages prepared for Heartland payment processing. We do not store full card numbers on our servers. Customers should never send card details through email, contact forms, or project notes.

Accepted Payment Methods

Accepted methods may include Visa, Mastercard, American Express, Discover, and other methods supported by the Heartland-ready hosted checkout. Availability can vary by region, card issuer, and provider configuration.

Promotion Terms

Launch prices, discounts, or advertised markdowns are displayed before checkout and reflected in the selected product or package price. Promotions may be changed or ended at any time before purchase.

Legal And Export Restrictions

Customers may not use, export, or resell our digital products in violation of applicable laws, sanctions, export-control rules, platform policies, or third-party rights.